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...word among the local Native Americans (who in movies like this are never wrong) is that Edward and his family are vampires. That doesn't stop Bella from falling into a love whose toxicity is its lure, just as Edward is risking being with someone he's severely tempted to devour. Her nearness is like vampire heroin; his love for her has become his religion and his sin. Edward knows he should just say no, but, as he tells her, "I don't have the strength to stay away from you anymore...

Author: /time Magazine | Title: Twilight Review: Swooningly True to the Book | 11/20/2008 | See Source »

...little is likely to be done inside the Beltway - Federal Deposit Insurance Corporation chairwoman Sheila Bair is still pushing for a homeowner-relief plan - local leaders are looking for makeshift solutions at the grass roots. One notion is to let cities use NSP money to leverage lenders into helping more borrowers avoid foreclosure. Since lender banks naturally want foreclosed properties taken off their hands in the NSP buyout - and since reckless and even predatory lending was so often at play in the subprime mess - perhaps they in return ought to be required to show some level of commitment to homeowner...

Author: /time Magazine | Title: Grass-Roots Efforts Aim to Ease the Foreclosure Crisis | 11/20/2008 | See Source »

...Florida homeowner advocates say most lenders were hardly as amenable to mortgage relief last summer as they've become in recent months, when local governments like Miami Gardens began pressing the issue. "We're seeing a change, more willingness among the banks to cooperate," says Arden Shank, head of the Miami nonprofit Neighborhood Housing Services, which is working with Florida cities to counsel homeowners on foreclosure prevention. "Not too long ago, most banks wouldn't even talk to us." (Read "Fannie and Freddie Offer New Plan to Help Homeowners...

Author: /time Magazine | Title: Grass-Roots Efforts Aim to Ease the Foreclosure Crisis | 11/20/2008 | See Source »

...force surrounding property values further down and instead exacerbate neighborhood destabilization. That's another reason many cities would have preferred a focus on efforts to prevent foreclosure and keep existing families in those homes. Another problem is that the NSP is tacitly obliging cities to become property managers, something "local governments just aren't set up to do," says Shank, whose organization is also a licensed lender and mortgage broker that helps cities acquire and resell foreclosed homes in situation like this. "It's not their role...

Author: /time Magazine | Title: Grass-Roots Efforts Aim to Ease the Foreclosure Crisis | 11/20/2008 | See Source »

...months ago, when Somali pirates captured a Ukrainian vessel carrying 33 battle tanks, the temptation may have been to laugh them off as a bunch of ragtag local gunmen who had improbably gotten lucky. But the pirates of Somalia proved they have more than dumb luck going for them last Saturday, when they seized the Saudi supertanker MV Sirius Star and its cargo of more than $100 million worth of crude oil. This occurred despite the attention of navies from the U.S., NATO and others that were patrolling the area to protect shipping. (The Ukrainian vessel, MV Faina, remains...

Author: /time Magazine | Title: As Somali Pirates Get Bolder, Policing Them Gets Tougher | 11/19/2008 | See Source »

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