Word: lock
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Dates: during 2000-2009
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...other banks it might buy. "It's really changing the landscape," says Timothy Koch, a professor of banking and finance at the University of South Carolina's Moore School of Business. "My recommendation to bankers is get all the capital you can, get all the liquidity you can, and lock in customers now, because they're going to have a lot of alternatives...
This year, the Season of Giving has also coughed up an abundance of holiday-themed applications for the iPhone - scores of them. There are, for instance, various gift-buying apps that range from Better Christmas List ($2.99), which tracks your budget (and recently added a "much-requested passcode lock option") to Hanukah Holiday List ($1.99), which is made by the same dude and does exactly the same thing (but costs, inexplicably, a buck less). Or check out the free GPS Christmas List, which sends you an alert when you're near a store that sells something on your list...
...good. In the 10 days we've been in-laws, and the five years before that when my husband was my boyfriend, my relationship with his mom has been blissfully stress-free. And while we both like to think we're too charming and too wise to lock horns, there are other factors at play that help us stay friendly. One is proximity - or, in our case, the lack thereof. My husband and I live in London, while his mother lives two hours north of the city, so there's no risk of her popping round to check the dust...
Normally, she said, the roommates prop open the doors with a hanger, as many students do, but they make sure to lock the door upon leaving...
Trethewey's advice is simple: Plug up those holes. "If you see light coming through from outside, that means heat is leaving the building," he says. Windows can be particularly tricky: It's easy to forget to lock your windows (unless you live in my New York City neighborhood), but unlocked windows, even when shut, can bleed heat on a cold day. "You might walk by that window outside and think it's nothing, but if you took that thin crack and turned it into a circle, you'd have a hole as big as a nickel or dime," says...