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...level of interest rates that matters to bank bottom lines, but the difference between short-term rates and long-term rates. Banks make money when they can borrow money on a short-term basis - think about your deposits - at little costs and lend it out on a longer-term basis - your mortgage - at a higher rate. That's what economists call the yield curve. And the steepness of the curve, which is the difference between short-term rates and long-term rates, is what really determines how profitable banks...
...itself. So if the group allows itself to be influenced by political pressure or lets the alert levels become a simple judgment call from within the organization, then something will be lost. "The WHO is supposed to be an independent body we can all respect," says Osterholm. "The longer they wait on this, the closer they get to losing that...
...they could count on at least one thing from Capitol Hill - that the proposals coming out of the House of Representatives would be bolder and more liberal than those from the more moderate Senate. But as the first details of the actual bills begin to surface, that's no longer so clear. On Tuesday, the same day that the Senate Health, Education, Labor and Pensions (HELP) Committee released some of its bill's language, the first outlines of the bill being drafted by the three key committee chairmen in the House - Energy and Commerce's Henry Waxman, Ways and Means...
...subjects' increasing familiarity with the test may have helped account for the improvement; this is just what happens in the real world, after all, when students take the SAT multiple times in an attempt to boost their scores. But in the real world, the test doesn't keep getting longer; here it did - and yet the scores marched higher all the same. What the researchers believe explains the improvement is fatigue - or more precisely, what the fatigue represents. A feeling of exhaustion is often a stand-in for anxiety. Most students - particularly comparatively high achievers who have already gotten into...
...would need a break of significant time to eat. It's an open question whether eight or more hours with a lunch break would result in poorer performance." For now, high school students dreading the SAT probably don't have to worry that the test is going to get longer. But it's not likely to get any shorter either...