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...there are also plenty of people who might be able to keep their homes with a lower interest rate or a longer loan period. In many cases, this is in the best economic interest of the mortgage holder, since up to half of a house's value can be lost in foreclosure. And yet often--especially when the loan has been chopped up and dispersed to investors around the globe with a third-party servicer in charge of collecting payments--that's not happening. "Servicers don't have the right incentives," says Christopher Mayer, professor of real estate at Columbia...

Author: /time Magazine | Title: How to Fix the Housing Market | 2/12/2009 | See Source »

...When you're on a date, if you understand your primary type and the type of person whom you're going out with," suggests Fisher, "you can better reach them and create more intimacy." (One telltale sign: the ring fingers of directors are longer than their index fingers.) In the future, might singletons be able to use a blood test to zero in on prospective mates, saving us a lot of effort and enabling us to wear jewelry? "Possibly," she says...

Author: /time Magazine | Title: Advice for the New Dating Game | 2/12/2009 | See Source »

Moses would cry for the three little Palestinian girls shot by Israeli soldiers who were on a candy break. Moses would cry for the parents and grandparents unable to help their children. Moses would cry for the soldiers so steeped in a national bunker mentality that they no longer value the lives of Palestinian civilians. Moses would cry for his people, who have lost sight of the biblical guideline on proportionate retaliation: "An eye for an eye, a tooth for a tooth." Lowell Klessig, AMHERST JUNCTION...

Author: /time Magazine | Title: Inbox | 2/12/2009 | See Source »

...traumatized and beleaguered Israeli civilians by tens of thousands of deliberately targeted rockets and mortars. It is surely time for Gazans, and in fact all Palestinians, to internalize that actions have consequences and Israel has practiced unwarranted restraint in the face of the deadly provocation it could no longer ignore. Fay Dicker, LAKEWOOD...

Author: /time Magazine | Title: Inbox | 2/12/2009 | See Source »

...humans carry neither helped nor harmed our ancestors. They spread just by chance. And a lot of our genome is not made up of protein-coding genes. In fact, 98.8% of it is not. Some of that 98.8% consists of "pseudogenes" - genes that once encoded proteins but no longer can because of a crippling mutation. They are the molecular equivalent of a vestigial tail, allowing us to see evolution's track...

Author: /time Magazine | Title: The Ever Evolving Theories of Darwin | 2/12/2009 | See Source »

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