Word: loseing
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Freddie's business, which in part comes from a government mandate, is insuring mortgages. So when borrowers lose their jobs, as many now are, Freddie is going to lose money. But only a quarter of Freddie's red ink, or about $13 billion, comes from mortgage-insurance woes. The firm took a larger hit from its investment in mortgage-backed securities tied to subprime, adjustable-rate or jumbo mortgages. By law, Freddie isn't allowed to insure against losses on those types of mortgages, in part because they are riskier. But it bought securities tied to those home loans anyway...
...guaranteed against. In a painful stroke of irony, there is a $15.4 billion line item for deferred taxes on the asset side of Freddie's balance sheet. That means Freddie is still hoping to claim $15 billion in write-offs against future profits. But since Freddie continues to lose money and is now part of the government, the likelihood that it will have to pay taxes anytime soon is probably nil. Add up all those items, and it becomes apparent that the government will probably spend more than $100 billion in additional funds cleaning up the mess at Freddie...
...them as a family, and call it a civil union - anything, really, other than marriage. For people who feel the word marriage is important, the next stop after the courthouse could be the church, where they could bless their union with all the religious ceremony they wanted. Religions would lose nothing of their role in sanctioning the kinds of unions that they find in keeping with their tenets. And for nonbelievers and those who find the word marriage less important, the civil-union license issued by the state would be all they needed to unlock the benefits reserved in most...
...most sacred right enshrined in the state constitution: the right for all people to be treated with dignity and fairness. Just 10 months later, gay couples - whether or not they are among the 18,000 who married in the state before Prop 8 stopped the ceremonies - are loath to lose a word for which so many fought so hard and so long to have apply to themselves...
Recession Reprieve. Antigua's all-inclusive Curtain Bluff resort is offering a full refund to visitors who book a vacation, then lose their job. The "Life Interruption" policy asks that you give the hotel seven days' notice when canceling; the offer can be applied to bookings through Dec. 31. Currently the hotel is giving away a fifth night free with four-night stays, good for reservations from April 15 to July 30. Rates start at $925 per night, with all meals, drinks and activities included...