Word: loss
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...events create more havoc with a retirement plan than a steep financial loss immediately preceding or following the date you quit working. Suddenly you have to square 30 years of future expenses with a greatly diminished stockpile of assets. The recent washout has been enough to send some new retirees back to work at least part time and to persuade prospective retirees to put off their plans for a few years. So, yes, times are certifiably tough for this group. I don't mean to discount that. But the news has been so bad lately that every retiree...
...with stocks are down just 29%, according to mutual-fund tracker Morningstar. And many retirees looking to minimize risk wisely hold a smaller percentage of stocks than the average balanced fund (and also may own insured bank CDs). Which means a more typical experience for them is a 20% loss, says Gregg Fisher, president of Gerstein Fisher, a financial adviser in New York City. That's not fun, but it's nowhere near as bad as the headlines...
...sell long-held positions to meet redemptions this year, they have generated capital gains - which must be passed along to investors. We might therefore also see a round of year-end selling of mutual-fund shares by investors looking to offset gains and avoid paying taxes by locking in losses. "Tax-loss selling is a very powerful force," says Joe Battipaglia, market strategist for the private client group at Stifel Nicolaus. "The market is down 50% from a year ago - those are sizable losses...
...Though more challenged, Harvard still came out with a win, defeating Williams 8-1. West had another impressive showing, obliterating Ephs sophomore Will Gruner 3-0. Along with West, the third, fourth, fifth, seventh, and ninth seeds all beat their Williams opponents 3-0. The only loss on the day for the Crimson came in the No. 6 flight, as freshman Will Ahmed fought bitterly in five games against sophomore Christian Henze, but lost 3-2. Though the Crimson blew Williams away Harvard will have to come out faster and take more advantage of opportunities if it wants to continue...
...tough weekend on the road for the Harvard men’s hockey team. After suffering a loss to No. 14 Cornell on Friday night, the Crimson barely escaped from Colgate on Saturday night with a 2-2 tie after being forced to come back from a two-goal deficit.“I guess it was nice to get at least one point on the weekend,” co-captain Jimmy Fraser said. “As a team, we thought we should have had a better result. Personally, I’m disappointed...