Word: losses
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Dates: during 2000-2009
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...Fargo will have as much as $86 billion in loans that go unpaid over the next two years. The bank has already put aside some money to cushion that blow - $22 billion as of the end of March - and Wells would be able to tap another $24 billion of loss provision that it set up when it acquired Wachovia. But that still leaves another $40 billion in loan losses that could find their way to Wells' bottom line in the next two years...
...greater threat to investors springs from the fact that Wells Fargo's loan losses could exceed the government's expectations. In calculating the stress tests, government bank examiners applied different loan-loss rates for different banks. For instance, bank examiners were relatively tough on Wells' primary mortgage-loan portfolio, predicting that nearly 12% of the loans would default over the next two years. This compares to an estimated loss for Citigroup of just 8% for its primary mortgage loans. That makes sense. More of Wells' mortgage loans are concentrated in California than Citigroup. And California has had more foreclosures than...
...street. Wim De Kinder, owner of the upscale Traiteur Grimod delicatessen, said he tried to introduce vegetarian fare two years ago after learning of the environmental cost of livestock production, but he couldn't shift enough product to make it profitable. "I can't be expected to make a loss for the sake of principle, however worthy," he says. (Read "Should We All Be Vegetarians...
...clever. I'm not saying I'm doing this for nothing. But I've lost everything - I've lost friends. I've lost love. I've lost money. And this record is really about loss. The last album had a lot of romantic, Shakespearean ideals attached to the music, like "The world doesn't understand us. Let's die together." Now? This record is more about, "If you say you'll be with me until I die and then you change your mind, you should run very fast. Because I'll kill...
...health-care system billions of dollars. More than 15,000 Americans die each year as a result of a fall, but far more - approximately 3 million - are injured. Falls not only cause physical injuries, such as hip fractures and organ damage, but also often lead to patients' loss of independence. And the costs to treat such outcomes add up quickly. Direct costs for medical care related to falls exceed $20 billion annually, according to data published by the Centers for Disease Control and Prevention in 2006. "By employing effective interventions, we can appreciably decrease the incidence of fall-related injuries...