Word: low-cost
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...Chrysler, some analysts say it has little chance of becoming a low-cost producer any time soon. A handful of its new vehicles--the Pacifica wagon and Crossfire sports car--incorporate the prized engineering of its corporate sibling, Mercedes-Benz. By 2005, Chrysler will start using a Mitsubishi small-car platform. (DaimlerChrysler owns a controlling stake in Mitsubishi.) But Chrysler's annual run of 2.5 million vehicles comes from 15 plants and incorporates 11 platforms--an inefficient scheme...
...intrepid companies like Chinaveg are doing with farming what's already been done in manufacturing: leveraging China's cheap labor and growing domestic market to build a low-cost export operation. The best potential profits lie outside China, especially in Japan, which imports more than $3 billion in agricultural products annually, and in South Korea, which will ease its import restrictions in 2004. China already ranks as Japan's No. 1 source of imported fresh vegetables (the U.S. ranks second) and is No. 2 in processed fruits and vegetables (after...
...portfolio of munis up to about $100,000, the most cost-effective route to safety and diversification is a well-run, low-cost mutual fund. Some good choices are in the box at left. For bigger portfolios, it pays to buy (and therefore control) your muni bonds directly. Your best bet is to work through a financial adviser...
...company's culture must also work from the ground up, beginning with the frontline worker. The famously unbuttoned style of Southwest Airlines, for instance, goes hand in hand with the company's all-important low-cost structure. In job screening, test scores and educational pedigree are secondary to a candidate's excitement about that company's irreverent ways...
INSURANCE Chances are you'll need coverage longer. Many low-cost term-life-insurance policies expire and are nonrenewable when you turn 65. That's O.K. if you'll have enough savings, pension and other income to protect your surviving spouse's lifestyle. But if you'll be working out of need, your spouse may require more security. Universal and whole-life policies (which have a savings or investment component) cost more but accrue cash value as you go and are guaranteed renewable as long as you live. Reasonably priced sources include TIAA-CREF and New York Life...