Word: low-interest
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...analyst Art Spinella of CNW Market Research in Bandon, Ore., says about half of applicants should qualify. And the current 0% deals, enticing as they look, aren't always the best option. You may find that taking one of today's large rebates and financing the balance with a low-interest loan will result in lower payments. (Five-year loans under 5% are widely available.) Here are some specific offers...
Because of low-interest rates available to Harvard and the long lifetime of capital improvements such as buildings, debt financing can be an attractive option, Hoffman-Bray said...
...other aspect of the new plan is a low-interest loan program open to all graduate students through a partnership with Citibank’s Student Loan Corporation. Students in the University’s graduate and professional schools currently borrow approximately $45 million per year from non-federal sources to help pay for tuition, fees and living expenses. The new loans, which are below-market rate, will save roughly $2,500 for a student borrowing $40,000 over two years. Again, this is a good step, but a small...
...University’s goal should be to ensure that all accepted graduate students are able to attend Harvard, regardless of their financial situations. The problem with loans, even low-interest ones, is that they leave graduate students in massive debt upon completing their studies, decreasing the likelihood that they will go on to low-paying jobs in public service. But the option of public service ought to be available to all. It should not just be a luxury for those graduates wealthy enough to make sizeable loan payments...
...country following the fall of Saigon in 1975 are known. Once reviled as traitors, Viet Kieu are now seen as resources, even patriots, for their access to foreign capital and Western business and technical expertise. The Hanoi government courts them with preferential tax rates, relaxed visa requirements, even low-interest loans. "It's the best of both worlds," says David Thai, 30, who returned in 1995 and now runs Viet Thai International, a coffee business in Ho Chi Minh City. "In business terms, it's pretty much a license to kill...