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...market improves, banks will be able to issue bonds on their own at lower rates. Indeed, so-called bank credit spreads - the extra costs of borrowing - have already begun to fall. What's more, if the banks buy back the warrants now, while bank stocks are still relatively low, it could be much cheaper than waiting to do it once the share prices have recovered...
...residents' workweeks while lengthening the term of the residency overall. In Roshanravan's native Switzerland, where she attended medical school subsidized by the government, she says the family-medicine specialty takes five years, not three as in the U.S. But that would require an even longer postgraduation period of low pay and accrual of debt in this country. "I don't think people want to have to wait to pay off all of that debt," says Roshanravan...
...effects of cutting jobs are compounding and far-reaching. The low-wage jobs that have already been terminated once belonged to valuable members of our community, who obtain their health insurance and continuing education as benefits of working at Harvard. Having lost their employment, these people are now not only without income but also forced to enlist themselves and their families among the ranks of the uninsured and undereducated. The fact that many of these jobs belonged to the poor, marginalized, and mostly immigrant part of our community means that their unemployment will further contribute to the isolation and depression...
...vast majority of cases, our credit will more than cover an employee's share of a health plan's cost, which is about a third of a plan's total cost, or $4,000," Coburn says. The plan would also aim to move people off of medicaid, giving low-income Americans subisidies to purchase their own coverage. "The people who will benefit the most are the people who need help the most - low-income families and the unemployed. If you don't have a job or you get no help with your health insurance, if our bill passes...
...peddlers should be given more flexibility to sell their goods and that the chengguan should concentrate on more pressing urban issues. "Street vendors are an important part of the market economy and directly contribute to the GDP," says He. "There are also other merits - cheap street markets cater to low-income families, add color to city life, utilize public space and create jobs...