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...people with poor credit, for example, has been increasing. And while a number of banks have stopped offering credit cards to the debt-challenged, there are still companies handing out subprime plastic. First Premier Bank, for one, just tweaked the fees on its credit cards aimed at individuals with low credit scores to comply with recent legislation, and its business proceeds apace...
...housing. Mortgage brokers say it is still hard for individuals with bad credit to get home loans. The subprime home loan market peaked in 2005, according to the publication Inside Mortgage Finance. That year, thousands of lenders and mortgage brokers handed out $625 billion in mortgages to borrowers with low credit scores, which is generally anything below 650. The credit crunch, though, put most of those firms out of business. Last year, financial firms made just $4 billion in home loans to people with poor credit. That number excludes loans backed by the Federal Housing Administration (FHA), which traditionally...
Mather’s motto is “singles for life,” which refers to the fact that all Matherites are guaranteed a single—either a medium-sized one within a spacious, sunlit, low-rise suite, or a huge one in Mather’s 18-story tower. Suites consist of four, five, or six bedrooms located above or below a common room large enough to fit three futons, a bunk-bed-turned-double-decker couch, and a big screen TV (it’s been done). Tower rooms are in clusters...
Some inside info on Mather: Every month or so, a new modern art installation goes up in Mather’s main entryway, aka the Three Column Gallery. The House is also home to a woodturning studio and a pottery studio; it hosts classes in both. The low-rise suites are connected to one another via a complicated network of fire doors and shared bathrooms, opening up the possibility of 8-to-14-man rooming groups and sick games of Assassins (the winner last year hid in his final victim’s closet for six hours). Finally...
...cents a cup at most diners. But you don't have to take Duane Sorenson's word for it, or mine, or anybody else's. Try this kind of coffee, and soon. Even if, like me, you're a brute who puts evaporated milk and Sweet'n Low into it, you'll find that your days will start better drinking coffee of this caliber, and not just because of the caffeine. (See the 10 worst fast-food meals...