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...credit union—unlike commercial banks—is a not-for-profit organization, profit maximization for shareholders is not a primary concern. As a result, the credit union is able to offer more competitive rates and arrangements for borrowers. “Everyone shares profits equally through lower rates,” Foley said, explaining that the credit union acts in the interest of all its members. Harvard administrators are not negotiating with any other lenders at the moment, University spokesman Kevin Galvin said, as the graduate schools have already begun to accept students for the next academic...
...attention now, and thus Obama’s announcement comes at the exact right time. Immigration law is in dire need of a total policy overhaul. With conservative estimates of 12 million people living illegally within our borders, American society faces several problems. These illegal laborers tend to accept lower wages and zero benefits and are often reluctant to report abuse or maltreatment—each contributing to the propagation of social ills. In addition, the federal government is losing billions in potential tax revenue from these workers. The solution, according to the president, would be to offer a path...
...vibrations, oscillating like the strings on his girlfriend’s guitar. He was remembering going to her concerts, to her gigs, feeling the vibration within and without his body. His chest resonated with the B string, the little hollow opposite his elbow quivered with the D. His lower regions quaked with the A. He was humming to himself, liking the idea that every fiber of his being had a note to call his own, lying in an empty parking lot, one with the universe. He was lying on his back in the lot, in spot number twenty-eight (because...
...would spread southward toward Baghdad and erode the security gains made during the U.S. surge. But that has not happened. In the past year, while Mosul has remained the most violent city in Iraq, the rest of the country, with the exception of Diyala province, has indeed seen the lower levels of violence that U.S. and Iraqi officials regularly tout. (See pictures of Obama behind the scenes in Iraq...
...approach worked. The Indian authorities "facilitated" negotiations between the pirates and the ship's owners, and the crew was released for an undisclosed ransom, believed to be much lower than the $6 million the pirates had initially demanded. At the same time, the Indian navy sent a warship, the INS Tabar, to the Gulf of Aden - for the first time deploying a warship in an offensive role in international waters. For close to 20 days, the INS Tabar escorted some 35 ships to safety, including non-Indian-flagged vessels, but it accidentally shot down a hijacked Thai trawler that...