Word: lowerator
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Dates: during 2000-2009
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...taxable. For most individual investors, the interest-rate difference is a wash - a high net worth investor would owe the extra yield they get from the BAB back in taxes, so they'd wind up with roughly the same after-tax yield as if they had bought a lower-yielding tax-free muni...
...cost nearly that much. First of all, some of the people buying BABs are individuals, who will owe taxes, though not all of them are in the highest tax bracket. What's more, BABs are bringing down the yields of all muni bonds, not just BABs. That is lowering the borrowing costs of local governments in general. That lower expense should save taxpayers money when it comes to paying their state and local taxes, even if it increases the money being shelled out by the federal government...
...National Federation of Independent Business offers similar gloomy findings: its latest data indicate 86% of small businesses surveyed reported that earnings either fell or were flat in the past three months and 82% posted either flat or lower sales. Over the next three months, 21% plan to cut workers and 32% expect to reduce inventory...
Only one state, Vermont, earned a B, while the majority of states earned a C or lower. But the good news, says Howse, is that regarding all three contributing factors, there are encouraging signs that things are moving in the right direction. In 33 states, the percentage of women who smoked dropped from last year; the percentage of insured women of childbearing age with health insurance increased in 21 states; and in a quarter of states, the late-preterm birth rate declined since...
...births among these populations. A drug known as 17-alpha hydroxyprogesterone, for example, has been shown to reduce the rate of premature birth in women who have previously had high-risk pregnancies or unexplained early births. On the fertility front, transferring fewer embryos for each pregnancy cycle could help lower the multiple-gestation rate and thereby bring down the risk of premature births. Educating women about the importance of a full-term pregnancy and the risk factors that are associated with premature births is also critical; the March of Dimes is sponsoring a study of such patient counseling strategies...