Word: lowerers
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...companies, though, are seeing the same benefit. As a recent Merrill Lynch report pointed out, when companies with lower credit ratings are going to issue debt, they're still paying up. Bonds that fall in the lowest category that still manage to be considered "investment grade" are yielding 5.3 percentage points more than government bonds. That's down from a high spread of 6.2 but still far above the 22-year average of 2.2 points. High-yield bonds, which are even riskier, are at a spread of 15.2. That's down from a high of 19.8 - yet three times...
...Trust last month launched the Preservation Green Lab, a think tank based in Seattle, and is working with members of Congress to pass energy-efficiency legislation that would increase rebates and subsidies to cover as much as half the cost of a green retrofit. Such incentives are vital. Although lower utility costs mean upgrades will pay for themselves over time, the up-front cost of better insulation or double-pane windows can be prohibitive, especially during a recession...
...lack of trust,” should refer to consistent usage, not to all condom usage. This is an important point—condom use in fact has increased substantially in many places, but unfortunately this has not translated into consistent usage, which remains quite low, or into lower HIV infection rates in Africa’s population-wide epidemics. EDWARD C. GREEN Cambridge, Mass. April...
There's some useful stuff here. Who knew there was a Malaysian restaurant 1.64 miles away with prices lower than you would find at most places in Harvard Square...
When asked whether this ratio accurately represents the mental health situation at Harvard, University Health Services Director of Behavioral Health and Academic Counseling Paul Barreira that the number of Harvard students seeking mental health services who have seriously considered suicide is much lower than the national statistic, since the proportion of students who receive these services is considerably higher than the national norm...