Word: lowering
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...from 25,331 to 16,489, while costs have come down from 70% of income to around 40%, in line with Santander's overall cost-to-income ratio. The average cost-to-income ratio in this sector of the U.K. banking business is 55%. Those cost savings translate into lower lending rates, which has allowed Abbey to regain its share of the mortgage market and then some. It now makes 1 in 7 new mortgages in the U.K. and Abbey's 1,300 branches will sport red Santander logos next year...
...aging mind compensate and, in essence, delay the onset of dementia. "The longer you put it off, the less time people will suffer from it," says Yaakov Stern, a Columbia University cognitive psychologist, who has found that people with more education and more stimulating jobs are at a lower risk for developing Alzheimer...
...longest-term bonds issued this week were priced to yield 4.02 percent over 24 years, or 0.3 percent lower than the benchmark for securities of similar quality. The below-market yield means that Harvard will pay investors less interest than average on its tax-exempt debt, but the exact savings to the University were not available this week...
...better be. The International Energy Agency estimates that more than $10 trillion in investment will be needed over the next 20 years to support a global transition to a lower-carbon economy. We're nowhere near that - Lubber says that $140 billion was invested globally in renewable and low-carbon technologies last year, a number that she estimates will rise to $190 billion this year. "Those are significant numbers, but it's not enough," she says...
...complaints about a Turkish TV series that portrays Israeli soldiers as baby killers. At the meeting, Ayalon was caught on camera instructing the Israeli TV news crew covering the event to make sure that its footage captured the fact that Celikkol had been deliberately seated on a chair lower than that of his Israeli counterpart, that only the Israeli flag was on the table (without the Turkish one, as would be the norm at a diplomatic photo op) and that Ayalon and his colleagues are not smiling at the ambassador. The symbolic humiliation of the Turkish diplomat was a well...