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...said that 80% of mortgage fraud has been instituted by banks, not the people, not the home buyer; that's an FBI's statistic. The No. 1 cause of bankruptcies is medical bills. The mass media has done a pretty good job of placing blame on lower income people. For two hours this week I'm going to give the other side and here's the other side: don't blame the victim...
...they were baffled as to why the two seemingly ineffective vaccines appeared to work together. Another mystery was that the people who became infected with HIV developed roughly the same amount of virus in their blood whether they got the vaccine or the placebo. Typically a protective vaccine would lower a patient's so-called viral load, a criterion that physicians use as the main indicator of HIV infection. The outcome of the trial of RV144 suggests that scientists do not fully understand what constitutes a successful immune response to the AIDS virus...
...time" before the trial results lead to a vaccine that can be submitted for approval for use in the general public, if such a breakthrough occurs at all. Most licensed vaccines have an efficacy rate of at least 70%, although it's possible that an HIV vaccine with lower efficacy may gain approval, Kim says. "The efficacy threshold may be a consideration that is specific to individual countries, the nature of their HIV-AIDS epidemics and the performance characteristics of the vaccine," Kim says...
...budget, which now stands at $2.6 billion. The legislature has also proposed a 32 percent increase in student tuition by fall 2010. In response, students, faculty, and staff protested the cuts yesterday. Imagine choosing Berkeley or UCLA over Harvard or Yale because you thought the tuition was that much lower...
...premiums in the country, and they are rising nearly four times as fast as wages are. Much of that is falling on the small businesses that are the heart of the state's economy. Left to fend for themselves, they do not have the clout it takes to negotiate lower rates...