Word: lowers
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...Analyst Ed Najarian, who follows bank stocks at independent research firm ISI Group, says Wells will weather the current economic crisis better than its rivals, but that investors shouldn't take much comfort in that. "We think Wells' earnings may be lower than expected in the second half of this year as credit losses rise and mortgage-origination revenue declines," says Najarian, who rates Wells shares a "hold." (Watch TIME's video of Peter Schiff trash-talking the markets...
...pack on their back and Eurail pass in hand can attest, there is something quintessentially European about traveling by train. Or was. European airline deregulation 12 years ago has turned hopping on a plane into a bargain-basement no-brainer. Thanks mostly to the increased competition, improved services and lower prices spawned by regulatory liberalization, air travel in Europe grew at an average annual rate of 4.5% between 1995 and 2005. Over the same period, the total number of miles traveled by all rail passengers chugged along at less than 1% annual average growth...
...first time allow all rail operators to compete with one another for passengers on international routes. The change, which comes four years after similar moves in the freight sector, is designed to open up routes that currently are controlled by state monopolies. For travelers, deregulation will mean lower prices, faster trains and greater convenience - for example, passengers now are usually forced to change to trains run by the incumbent state-owned operator when they cross into another country. Under the new rules, railroads will be able to operate seamlessly across borders and even pick up new passengers outside their home...
...lower court decided in favor of the city. In February 2008, Sotomayor was part of a three-judge panel that upheld the lower-court decision in a very brief ruling. Four months later, she was part of a 7-6 majority that decided not to rehear the case before the full appeals court. Writing for the six dissenters, Judge Jose Cabranes, a Clinton appointee who has been something of a mentor for Sotomayor, said the majority "failed to grapple with the questions of exceptional importance raised in this appeal." The three-judge panel's "perfunctory disposition," he wrote, contained...
Tucker concedes that much remains to be learned about the health of retired players. He notes that current players are likely to be healthier than retirees in decades past, due to lower smoking rates and a 1983 ban on steroids. If anything, says Tucker, this latest research "puts us on the path of finding out just where problems surface - on or off the field." That's good news for both current and retired players...