Word: lowers
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...though, the banks may have no choice. Since the 1930s, regulators have been able to force banks to shore up their balance sheets by selling assets, even at prices lower than the bankers would like. The stress tests give the supervisors the ammunition they need to do that. "With the results of the stress tests in hand, it just gives you more leverage," says the senior government official involved in the tests...
...Some experts note that while the rate of heart disease in the people without diabetes may be improving - due in part to increasing efforts to lower patients' cholesterol and blood pressure, among other risk factors - diabetes patients who have already had heart attacks appear not to be benefiting as much from the same preventive measures, and continue to suffer and die from higher-than-average rates of heart problems...
...reported to have taken a pay cut of 20 percent whereas at Harvard, salaries of faculty members and high-level officials have merely been frozen. In an economic climate that threatens the livelihood of many staff members, it seems wrong not to at least consider the feasibility of lower pay for senior university officials...
...field of quantitative analysis, Karpinski was inspired to investigate the effects of the social networking site Facebook on the performance of college students. Karpinski analyzed extensive surveys of both a quantitative and qualitative nature from over 200 Ohio State students. Her data suggested a correlation between Facebook usage and lower GPAs among college students at Ohio State University. “Although this study has investigated an area totally outside of my realm of specialization, I was greatly intrigued by the interplay of Facebook and academics,” she said. Recently, many news sources have cited Karpinski?...
...calculus of life suddenly offers new equations. Insurance agents see clients raising their deductibles to lower premiums, or skipping collision coverage for older cars so that they bear more of the risks themselves. Twenty-seven percent have raided their retirement or college savings to pay the bills. Violent crime may not be up, but fear of it is: 40% of people say that since the downturn began, they are more worried about their personal safety. Gun sales at large retail stores have jumped 39% this year, according to the SportsOneSource, a research firm that tracks the sporting-goods industry...