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...child gets sick, or a spouse has his or her hours cut. In the past, if you found yourself in a situation like this, you could have sold your home and bought a smaller one with more affordable payments. Or you could have refinanced your home at a lower rate. But today home values have fallen so sharply that even if you make a large down payment, the current value of your mortgage may still be higher than the current value of your house. So no bank will return your calls, and no sale will return your investment...
...search continues. "It takes $14 per hour for me to meet my bills," she said. "That's what I was making at Gateway when I was laid off. But no one wants to pay that much, so I will be starting lower and hoping for a raise. That's how it works. You just keep starting over." A few months back, Stevens had a lead on a customer service job with a large, venerable company. The pay wasn't great; the commute was long; gas prices were high - yet Stevens had just about concluded it was the best she could...
...rates to get credit flowing, sparking the economy. However, in the words of our president in an interview with ABC News, “…we are in not just an ordinary recession.” With the target for the Federal Funds rate against the zero lower bound, the limitations of the Federal Reserve are quite apparent. Since no one can trust a bank’s balance sheet, laced with so-called toxic assets, the economy continues to be threatened. Our legislators are left two main choices: Inject the banks with more capital and hope...
...banking crisis could make such a stir? Prior to the recent downturn, those in creative businesses—that is, the clothing designers, the restaurateurs and chefs, the advertisers–were certainly conscious of the extent to which the cash flow of the moneyed can affect their lives. Lower Manhattan eateries and boutiques, the large part of which stake their livelihood on the profligate spending of be-bonused Wall Streeters, were sent reeling in the wake of September 11.Consciousness does not, apparently, conflate preparedness. More and more, it appears that these nine-to-five artistes are just as without...
...another shot at the two guys who beat me earlier this year,” West said.Sanchez and Chaudhry won’t be the only talents that West may face. The junior will have to contend both against players from outside the Ivy League as well as lower-ranked opponents who may pose threats to West’s run at the title. Last year, West lost in the quarterfinals to Kimlee Wong.“It is very difficult [during the season] to say who is better,” said West...