Word: lowers
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...Lenders are scrambling to keep delinquency and defaults in check. Some banks are extending repayment periods and converting credit-card debt into personal loans at slightly lower interest rates so borrowers can remain current. Under pressure from investors and regulators to improve their deteriorating asset quality, banks are also curtailing riskier lending, such as small-ticket personal loans, and making more of an effort to verify creditworthiness...
...white women and voters over 65. As for the voters of Arapahoe, the number that the Obama campaign might want to seal in amber is 21. That's the advantage Obama currently holds over McCain (59% to 38%) among voters making less than $50,000 a year. In 2004 lower-wage voters in Colorado split their votes evenly between Kerry and Bush. The Obama campaign would be all too happy to claim the larger percentage this time around...
...difficult for Americans in the Lower 48 to fully grasp how much Alaskans benefit from their state's vast oil and gas deposits. Alaska is home to just over 20% of the nation's proven oil deposits and almost 18% of its natural-gas reserves. About 90% of the state's public revenue comes from oil and gas royalty receipts. Alaskans pay no state income or state sales tax. Instead, they receive an annual dividend from the state treasurer that comes directly from the oil industry. Over the past 25 years, the average Alaskan has received roughly $1,200 from...
...Other ambitious platforms advocate lower tuition and a change in how Harvard distributes its funds...
Palin has perhaps her best opportunity of the campaign to reverse her slide tonight. A strong showing could convince women that she represents a historic opportunity to break the political glass ceiling. And expectations for her performance couldn't be much lower; after her unsteady performance in interviews with Katie Couric (including an apparent inability to name any Supreme Court cases other than Roe v. Wade that she disagreed with), Palin could go a long way to restoring her credibility with a strong showing in an unstructured format...