Word: lowers
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...renegotiating mortgages, a new program goes into effect tomorrow (it was part of the housing bill passed over the summer) that uses up to $300 billion in FHA guarantees to encourage mortgage servicers to move people out of adustable-rate subprime loans into fixed-rate loans with lower face values. And if Treasury owned a few hundred billion dollars worth of mortgage securities, it could put pressure on servicers to renegotiate loans rather than foreclose on them...
...injury. Jania, the No. 4 seed in the tournament, won 6-4, 6-1 and advanced to the quarterfinals as well. She then fell to Jessica Rhee from Yale 6-1, 6-2. Cao and Jania’s losses were the first of their collegiate careers. In a lower flight, freshman Louise Laciny won 6-1, 7-5 in her first match, only to fall 3-6, 6-3, 10-3 in the quarterfinals. Freshman Caroline Davis, sophomore Margarita Krivitski, and co-captain Rachel Gottlieb all failed to win a match over the weekend. Despite the losses, the young...
...unable to work or to leave after the raid are now hard-pressed to help new arrivals who bring little with them and need help with everything from medical care to bus tickets home. Some of the new arrivals complain of having been lured here by false promises, finding lower pay than expected, high rent, poor housing and harsh work conditions...
...women who adhered to all four lifestyle factors, van Dam and his team estimated the overall risk of death was reduced by 55 percent, in addition to a 44 percent reduced risk of dying from cancer and a 72 percent lower risk from heart disease...
...McCain have been cautious in adapting their messages to the new reality because no one is sure what the new reality actually means. But they may be reluctant to show their hands in an economy that can turn from forgiving to punishing overnight. On balance, McCain would be a lower-tax, lower-spending President who would agree to stiff regulation when necessary. Obama would be quicker to spend, quicker to regulate but also probably faster to react to economic weakness at home. The choice might be as much about reflexes as about ideology...