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With half his department recently laid off and his employer's budget for next year shrinking, Randy Holyfield, an executive for a nonprofit group in Highlands Ranch, Colo., was desperately seeking a safety net. He found one in his home. Holyfield refinanced his mortgage at the lowest rates in 30 years, cashing out a $40,000 cushion while holding his monthly payment steady. "The newspapers say unemployment is still low," offers Holyfield, 43. "Well, I have friends out of work, and others who had to leave the state for a job. It's worse than the numbers indicate...
...haven't looked at the shopping bots in a few years, you're in for a pleasant surprise. Instead of just finding the lowest prices, they now rate the merchants they search, so you will feel a little more confident about buying that $1,000 camcorder from a site like Love4Digital.com or BestDiscoCam.com Key details like shipping costs and whether a product is in stock are often displayed with your search results. And make sure you update your bookmarks: some of the most popular sites today--such as bizrate.com and pricegrabber.com--weren't even in the comparison-shopping business...
There are a few tricks to remember when using these sites. Keep in mind that the lowest price doesn't always mean the best deal. Shipping costs, which aren't always displayed, can quickly eat up any savings. And if a discount merchant has a poor rating or doesn't have the product in stock, that low price flashing onscreen will do you as much good Christmas morning as a lump of coal in your stocking...
...Prime Number 1.75 percent is the new U.S. federal funds rate. Last week's cut was the 11th this year, dropping the interest rate to its lowest point since...
...lowest-paid HUCTW employees currently make $10.83 per hour and lowest-paid HERE workers bring home $11.30 per hour, according to the report...