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...same time, underwriting standards have significantly tightened since the boom years of 2005 and 2006, when banks granted loans of up to 95% of a property's appraised value. Today loan-to-value ratios have dropped as low as 60%, so a "very large percentage of outstanding loans simply will not qualify to refinance," said Parkus. (See 25 people to blame for the financial crisis...

Author: /time Magazine | Title: The Looming Crisis in Commercial Real Estate | 4/22/2009 | See Source »

...list of things we're supposed to do but generally don't, nothing ranks higher than eating well. And no wonder, considering that they keep changing the rules on us. Margarine was once supposed to be better than butter - until it turned out to be worse. Low-fat eating was supposed to be the way to lose weight - until it was low-carb, then back to low-fat again...

Author: /time Magazine | Title: Dieter Self-Control: Why You Make Bad Choices | 4/22/2009 | See Source »

...been pulled out once more. It turns out that making healthy food choices is not exactly as straightforward as it sounds. In fact, when restaurants include low-fat, low-calorie choices on the menu, they may be making us more likely to choose wrong. What's more, it's people who rank high in self-control who tend to make the worst eating choices of all. (See what makes us want to eat more food...

Author: /time Magazine | Title: Dieter Self-Control: Why You Make Bad Choices | 4/22/2009 | See Source »

...those of you more interested in catching a fly baller than a fly ball, keep an eye out for third baseman and George Clooney doppelganger Mike A. Lowell. To get near the team’s most eligible bachelor, center fielder Jacoby M. Ellsbury, try the low-numbered bleachers for a great view of his bottom of the ninth. The day of the game, don’t bother going MBTA to get from Harvard to Fenway; You can take the M2 bus for free. You’ll have to Green Line it or take a cab coming back...

Author: By Luis Urbina, CRIMSON STAFF WRITER | Title: Fenway for First-Timers | 4/22/2009 | See Source »

...course of the interrogations of Mohammed, Abu Zubaydah and other al-Qaeda prisoners the CIA learned a lot more than it knew before about al-Qaeda communications, its use of safe houses, codes, and the way al-Qaeda looks at the world. In other words, pretty much all low-level stuff. He said there were no dramatic confessions he knew of, the kind we see virtually every week in the popular TV show 24 that prevent a catastrophic attack in the nick of time...

Author: /time Magazine | Title: The CIA's Willful Ignorance on Harsh Interrogations | 4/22/2009 | See Source »

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