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...Banks were reluctant to lend because they needed to hoard capital to repair their balance sheets - just as they need to do now in the U.S. Economic growth slowed, and demand for the credit that was available diminished. The result was Japan's infamous Lost Decade: 10 years of low or no growth...

Author: /time Magazine | Title: Living in a World with Less Credit | 10/23/2008 | See Source »

...good news is that most economists believe all the weaponry the government is throwing at the problem will eventually have an effect. Interest rates are low and probably headed lower. More fiscal stimulus is on the way. Many economists are currently forecasting a couple of quarters of outright economic contraction. But many see a resumption of slow growth by the second half of next year. The sky, in other words, is not necessarily falling...

Author: /time Magazine | Title: Living in a World with Less Credit | 10/23/2008 | See Source »

...some: to cut costs, Hershey's recently replaced cocoa butter with vegetable oil in several products, which is why the labels on Mr. Goodbar, Milk Duds and Krackel now have to say things like "chocolatey" instead of "milk chocolate." But even as the king of American candy cheapens its low-end stuff, Hershey's--which saw its quarterly profit double recently--is diving into choco-luxe. Cran-blueberry almond, anyone...

Author: /time Magazine | Title: Chocolate, Meet Choco-Luxe | 10/23/2008 | See Source »

...rather than impede it. That movement in and of itself is incredibly unique, as environmental communities in high-income countries have generally been divorced from the rest of the polity. Phil Angelides, director of the Apollo Alliance, an American energy independence project, believes that a global transition to a low-carbon economy would create jobs and over time become the primary engine of development. Angelides notes that between now and 2030, 75 percent of the buildings in the U.S. will either be new or substantially rehabilitated. Why not make them solar? Why not hire those unemployed due to housing crisis...

Author: By Raúl A. Carrillo | Title: Captain Planet Economics | 10/23/2008 | See Source »

...developing world, ecological modernization—or Captain Planet Economics (CPE)—is mostly a low-scale endeavor. The results are even more striking. For years, the buildings of the late vernacular architect Laurie Baker have helped alleviate poverty in India and done nothing to worsen climate change. Baker’s adobe abodes, which constitute the majority of the edifices in Thiruvananthpuram, Kerala are made mostly out of a resource requiring zero fuel: mud. The buildings often lack doors and have awkward gaps between the bricks to facilitate cooling. Baker’s team, the Centre...

Author: By Raúl A. Carrillo | Title: Captain Planet Economics | 10/23/2008 | See Source »

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