Word: lowing
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...what Cleveland resident Mildred Maldonado realized last week when the timing belt of her 1994 Saturn broke, causing the engine to seize. She would like to borrow money for a used car. If her Saturn had died two months ago, perhaps she could have qualified. But Maldonado has a low credit score. And banks, nervous about a global credit crunch, are requiring down payments of up to 30%, according to several Cleveland dealers. Maldonado cannot afford that. So she begs relatives for rides. "I hate it, but there's nothing else I can do," says Maldonado, 49. With interest rates...
...advantage in having the rest of the world use your currency is that you can borrow easily: that's why the U.S. government and U.S. companies have long been able to borrow cheaply and why mortgage rates in the U.S. have historically been low. If the dollar has to share top billing with other currencies, it will be harder for the U.S. to finance a profligate lifestyle and run big deficits, as the nation currently does. Expect mortgage rates to shoot up and your overseas vacation to get a lot more expensive. In the past, Snower says, "the U.S. could...
Voting is crucial to a robust democracy—not just on the presidential level, but on the congressional, state, and local level as well. On the local level especially, off-cycle election days exacerbate already low participation rates. As such, all possible efforts should be made to move elections for local officials—such as members of city councils and school boards—to the federally-recognized election day. It is in the best interest of both the country and the citizen to obviate as many impediments to democratic participation as possible...
...those in the state as a whole. Fowler-Finn, however, told the committee that he believes the way results are calculated is biased against urban schools. MacDonald said that aggregate scores include the scores of typically under-performing subgroups, including minorities, as well as students who are from low-income families or who do not speak English well. MacDonald added that when the results are broken down by subgroup, 72 percent of the subgroups in Cambridge outperform their counterparts in the state. But the district’s aggregate scores are still low because the student population in Cambridge...
...first. According to UN figures, 42 million children between the ages of 6 and 14 are not in school in India. The national literacy rate of girls over seven years is 54%, compared to 75% for boys. In India's northern Hindi-speaking states, girls' literacy rates are particularly low, ranging between 33% and 50%. Far more girls fail to complete their education - or even enroll. "I want to be a VIP when I grow up," says Priya Verma, 11, to a burst of laughter all around. "That is why I want to study from bhaiyya... I know he will...