Word: lumping
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Many workers have had to give up cost of living allowances, or COLAs, a form of wage protection that spread widely during the high-inflation 1970s. Many corporations are seeking to replace regular pay raises with annual bonus systems. These lump-sum payments, common in executive circles, expand and contract with a company's profitability. The advantage for employers is that the bonuses cost less over the long haul because they do not compound year after year, as raises do. Last October, Boeing reached an agreement with its machinists that froze basic wages while granting annual bonuses that will average...
...lenders around the country, two consumer groups, the Consumer Federation of America and Consumers Union, found a variety of other alleged abuses. Some lenders failed to disclose that low introductory, or "teaser," interest rates would later be increased. Others did not publicize the fact that their loans required large lump sums as final payments. Last month New York City Consumer Affairs Commissioner Angelo Aponte warned a dozen local banks that their ads "encourage frivolous spending at the risk of foreclosure...
Then, after they retire, a supplemental income kicks in, and the players can receive money in lump sums of $16 to $23 million each or take it in annual payments...
Still, many women have found more substantial benefits at women's centers. Long Island Interior Designer Gloria Levine credits Dr. Budoff with saving her from a mastectomy after Levine discovered a lump in one breast: "She told me how to ask my oncologist to find out if I was a candidate for a lumpectomy." Another clinic patient, Delores Burton, reports that after a painful procedure, she was offered tea. "No doctor ever gave me a cup of tea before. It's a different kind of care." That combination of service and solicitude, notes Dr. Budoff, has earned the ultimate accolade...
Finally, after a cycle of contraction and re-expansion, the sun's surface gravity will be so low the outer layers will boil off into space, leaving behind only the naked core, a lump of matter about as big as the earth, but with 60% of the sun's original mass, glowing blue-hot at perhaps 120,000 degrees C. That stage will mark the end of the sun's active life; its nuclear fires will never again turn on. Slowly it will cool until it is first a white dwarf, still glowing, then a cold black dwarf, a cinder...