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...that we've brought "change" by giving even more power to the party that forced bad loans and obstructed critical Fannie Mae reforms while driving jobs overseas, it should not take long for Barack Obama's rehashed Carter-era insanity to set the record straight on which party is actually pushing the "failed policies of the past." The only question is whether or not he will be able to continue blaming Republicans for the disastrous policies of Democrats. Robert Moon, Cincinnati...

Author: /time Magazine | Title: Inbox | 11/13/2008 | See Source »

...that we've brought "change" by giving even more power to the party that forced bad loans and obstructed Fannie Mae reform while driving jobs overseas, it should not take long for Barack Obama to set the record straight on which party is actually pushing the "failed policies of the past." The only question is whether he will be able to continue blaming Republicans for the disastrous policies of Democrats. Robert Moon, CINCINNATI, OHIO...

Author: /time Magazine | Title: Inbox | 11/13/2008 | See Source »

...Washington Mortgage Modifications Help is on the way for hundreds of thousands of Americans facing foreclosure. Freddie Mac and Fannie Mae, which between them hold about 20% of delinquent U.S. mortgages, announced Nov. 11 that some customers will see their monthly payments adjusted to no more than 38% of their gross income. The companies, now under government control, plan to reduce interest rates and give borrowers more time to pay off their mortgages. Citigroup, JPMorgan Chase and Bank of America are modifying loans to slow or stop foreclosures...

Author: /time Magazine | Title: The World | 11/13/2008 | See Source »

...effort to stem foreclosures and the depressed house prices they perpetuate entered a new phase on Tuesday as Fannie Mae and Freddie Mac announced a fast-track program meant to make hundreds of thousands of mortgages affordable to people who can't currently meet their monthly payments. The roll-out follows on the heels of new loan modification programs at JP Morgan Chase and Citigroup, but the move at Fannie and Freddie, which together hold or guarantee some 58% of single-family home loans, has the potential to reach much farther since the mortgage industry often takes its cue from...

Author: /time Magazine | Title: Fannie and Freddie Offer New Plan to Help Homeowners | 11/12/2008 | See Source »

Over the past two months, Paulson's public image has taken quite a beating. The former Goldman Sachs CEO entered September as the can-do dealmaker who seemed to have finally gotten the yearlong mortgage crisis under control. Now, after the expensive rescues of Fannie Mae, Freddie Mac and AIG, the failure of Lehman Brothers, and the painfully dramatic struggle to get a $700 billion financial bailout bill through Congress, he is a much-diminished figure. He has zigzagged and he has waffled and he has backtracked. His decisions and his motives have been harshly questioned on Capitol Hill...

Author: /time Magazine | Title: Paulson: Near The Finish Line, And Looking Like It | 11/12/2008 | See Source »

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