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...watch CNBC today is to enter an alternative universe, where élites are populists, Wall Street is Main Street and bank executives are the oppressed. It's not surprising that a voice of opposition to the new Administration would emerge. But who would have thought it would be on a channel not owned by Rupert Murdoch...
...banks also borrow on wholesale markets, mainly by issuing bonds. About $2.6 trillion of bank funding in the U.S., 20% of the total, comes from such debt securities, according to the FDIC. At the most troubled of the big banks, Citigroup, the figure is 27%. (Citi's domestic depositors account for just 16% - its main deposit base is overseas.) These bank bonds are mostly in the hands of large, sophisticated institutional investors - pension funds, insurance companies, mutual funds. It may be too much to ask small depositors to monitor the risks at the banks where they put their money...
...study after study still finds that students in U.S. schools underperform compared to students in many other developed countries. Teachers’ poor classroom performance is thought to be a major cause of this education gap, and President Obama has wisely identified teachers’ pay scale as a main determinant of teacher quality. Currently, teachers’ compensation is largely based on their seniority. After teachers gain tenure at a school, their salary steadily increases over time, and they become nearly impossible for administrators to dismiss. This system discourages teacher effort by removing the financial incentive to work harder...
...main bases for the club have been a lot of experienced entrepreneurs, or people who have ideas or have started developing ideas, says Yifan Zhang ’10. “But we’d really like to have people who are interested and really get them interested in learning about entrepreneurship, then participating in their own projects.” Zhang, who was recently elected vice president of communities for HCEF, is currently responsible for the impending comp process and increasing recruitment efforts for the organization. She says that one primary goal is to increase participation from...
...Guilin's main drag is Zhongshan Lu, running from the railway station toward Solitary Beauty Peak and Folding Brocade Hill - both featuring prominently on tourist itineraries led by flag-waving, fact-quacking guides. But Zhongshan itself is carpeted with an enticing parade of hawkers: barbecued-meat vendors alternate with bootblacks banging their brushes together to attract custom, grizzled farmers hunch over mounds of dried persimmons, and pickled-vegetable sellers rub shoulders with eco-entrepreneurs whose handwritten signboards tout for secondhand MP3 players...