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...been stripped from the bank's ability to make money. More than half of all banks saw their net interest margin - a measure of profit - fall in the third quarter compared with a year ago, according to the Federal Deposit Insurance Corporation. "After you pay your stockholders and employees, maintain your capital ratio and fund your growth, it gets pretty tight," says Mike Menzies, president and CEO of Easton Bank & Trust in Easton, Md. (See pictures of the recession...

Author: /time Magazine | Title: The CD-Rate Scramble: Better for Depositors than for Banks | 12/8/2008 | See Source »

...Schuster also said that when there is only one teacher per subject at a school, the opportunities for collaborative work among teachers are limited as well. Some full-time teachers are also asked to teach more than one subject or grade, making it difficult to hire and maintain qualified staff, especially because teaching multiple subjects requires multiple credentials...

Author: By Michelle L. Quach, CRIMSON STAFF WRITER | Title: Council Debates Middle School Reform | 12/8/2008 | See Source »

...School Committee roundtable discussion last month, Acting Superintendent Carolyn L. Turk announced that, based on feedback from all community groups, the two most popular options for the district were to maintain the K-8 model or to adopt a hybrid...

Author: By Michelle L. Quach, CRIMSON STAFF WRITER | Title: Council Debates Middle School Reform | 12/8/2008 | See Source »

...Additionally, working forces you to struggle with these different perspectives rather than just absorb and appreciate them. While studying, you are free to maintain culturally pluralistic viewpoints; everything is different but good in its own way. There are few consequences to opting out of culture wars, because in the end the most that will ever be at stake is a grade. A worker cannot adopt this bystander perspective. Workers let down other people when they fail at their work. Cultural differences stop being endearing and start being frustrating when they prevent one’s own success in another society...

Author: By Anita J Joseph | Title: Escaping America Abroad | 12/8/2008 | See Source »

...Benjamin Wittes, a Brookings scholar of legal standards in the war on terror, said that new President would be wise to maintain some leeway beyond the Army document. "The right answer here is not for the executive branch to have zero latitude in the highest stakes interrogations," Wittes said. "And you don't have to be Dick Cheney to believe that." In the past, members of the intelligence community have also argued for keeping some approved methods of interrogation classified, so as not to tip off enemies to what they might possibly face in the future...

Author: /time Magazine | Title: Rollback on Torture? Not So Easy for Obama | 12/5/2008 | See Source »

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