Word: majors
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...real issues with how trial modifications are (or aren't) being converted into permanent ones. Housing counselors report that while loan servicers have made progress in certain areas - phone-wait times that used to run up to an hour now might last only 15 minutes - there are still major bottlenecks in getting the final sign-off for a permanent modification. And borrowers are not without fault. Some 375,000 homeowners should be eligible for permanent modifications by the end of the year, according to the Treasury Department, but some 20% of them haven't provided any of the documentation necessary...
...major difficulty now is the weak economy and rising joblessness. Under the U.S. government's plan, a modified loan payment must not account for more than 31% of a family's income. With unemployment north of 10%, in a growing number of cases, the mortgage isn't the problem - the lack of a paycheck is. "It increasingly appears that HAMP is targeted at the housing crisis as it existed six months ago, rather than as it exists right now," concluded the Congressional Oversight Panel, a group charged with evaluating the program, in an October report...
...tangent to one another. Instead, they remain in orbit around the novel’s center, the Mexican border city of Santa Teresa (the fictionalized Ciudad Juárez, across the Rio Grande from San Jose, TX) where scores of women are raped and murdered every year without a major conviction...
...English major, so I read real books...
That said, we do agree with Khazei on one major point: health care. We certainly appreciate the strong pro-choice position taken by Capuano, who says he opposes the health-care bill so long as it contains the Stupak amendment restricting abortion rights. We urge a Senator Capuano to vote for health-care reform regardless of the amendment—and we ultimately have faith that he will do so. Unlike one of his opponents, Attorney General Martha M. Coakley, he has not ruled it out entirely, saying that the current bill is still miles away from the final version...