Word: making
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Dates: during 1980-1989
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...liabilities exceed its assets; the difference is called goodwill. So far, regulators have allowed S & L buyers to count goodwill as capital in exchange for taking the failed thrift out of the Government's hands. But having no capital of their own at stake enabled some thrift owners to make risky and often fraudulent loans without sufficient cash to back them up. Said New York Democrat Charles Schumer: "The S & L industry has been playing a giant game of roulette, and they have been gambling with taxpayers' money. Without tough capital rules, we will be telling these high-flying speculators...
...Carnegie recommendations add up to a middle school that is part classroom and part social-welfare agency, a combination that is bound to make some educators uneasy. "Middle school administrators have got their hands full just trying to educate kids, let alone creating warm, caring environments," says Samuel Sava, executive director of the National Association of Elementary School Principals...
...expression of raw hatred," says Rafik, pointing to broken windows and mirrors and a dozen bullet holes in the wall. When the army arrived, the settlers fled and soldiers fired several rounds of rubber bullets at the stunned Palestinians as they emerged from their house. "This violence and humiliation make it difficult to believe we can ever live together," he says...
Most winemakers favor AVAs in theory. Top-of-the-line varietals (wines named for the specific grapes used to make them) reap the industry's biggest profits these days. But Napa vineyards can cost $50,000 an acre, and prime grapes go for as much as $1,800 a ton in good years; accordingly, vintners argue that labeling a bottle as the product of a prestigious AVA like Napa Valley or Sonoma County makes the wine more appealing to buyers. Vintners whose acreage lies within the suggested borders of the four new Napa appellations (Rutherford, Rutherford Bench, Oakville and Oakville...
Earlier this year, when BATF was considering a Stag's Leap AVA for the southern part of the valley, the modest (49 acres) S. Anderson winery spent nearly $40,000 to make the case that it belongs inside the boundaries. "Appellations like Stag's Leap are going to have more meaning in the future," says marketing director John Anderson. P.S.: his vineyard made the district...