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...economic indicators were not recovering, then bank lending would be prime culprit," says top Wall Street strategist Edward Yardeni. "The weak borrowing market just doesn't seem to be stopping the economic turnaround...

Author: /time Magazine | Title: Bank Lending Is Still Down. Should We Be Worried? | 1/8/2010 | See Source »

Finally, unlike the stock market or consumer confidence, bank lending is a lagging indicator. Businesses look for loans to expand once the economy is growing and orders are coming in again. And banks, since they get hurt so badly in recessions (particularly this one), become very risk-averse at the beginning of economic cycles. "In the initial stages of a recovery, banks are never handing out cash," says Lakshman Achuthan, a managing director at the Economic Cycle Research Institute. "It never happens that way, and we have had plenty of recoveries...

Author: /time Magazine | Title: Bank Lending Is Still Down. Should We Be Worried? | 1/8/2010 | See Source »

...Insurance Exchanges Perhaps the least understood aspect of federal health reform is how private insurance would be sold on the open market if and when the legislation becomes law. Under the Senate bill, states would be responsible for creating and running new insurance marketplaces, also known as exchanges. There, individuals and small businesses would purchase private health insurance, receiving federal subsidies if they qualified. The House bill would establish a national exchange, which states could opt out of if they had the capacity to run their...

Author: /time Magazine | Title: What Health Care Reform Means for the States | 1/8/2010 | See Source »

...will have to do remains unsettled. But it's likely to be a lot. States may be required to vet some insurance plans to make sure they meet new federal standards. They may have to determine who is eligible for federal subsidies; they may have to build websites to market and rate plans. All that would require expertise and manpower. Massachusetts, which set up an exchange after enacting health reform in 2006, did so quickly and effectively, but Jon Kingsdale, who runs the program, says, "We had a 10% or less uninsurance rate. It's a well-to-do state...

Author: /time Magazine | Title: What Health Care Reform Means for the States | 1/8/2010 | See Source »

...carried an explosive interview with Fonseka in which he alleged that Gotabaya Rajapaksa, Sri Lanka's Defense Secretary, had ordered the shooting of surrendering LTTE members. Rajapaksa has denied the allegation, and Fonseka has since backpedaled on the allegation. Several news organizations have also reported on the burgeoning black market for rations distributed in displaced-persons camps. But with a few exceptions, the coverage of the elections has been limited to the shifting alliances of players in the major parties. Only a handful of stories have seen print about the resettlement of people displaced in the war, the provisions...

Author: /time Magazine | Title: Sri Lanka Journalists Still on Edge After Editor's Death | 1/7/2010 | See Source »

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