Word: marketeers
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Dates: during 2000-2009
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...fairly safe bet that the people telling pollsters they're satisfied with their health insurance or who are warning politicians to keep their hands off the current health-care system have never had to buy a health-insurance policy on the open market. After all, the conditions for individuals who do have to fend for themselves in search of health insurance couldn't be much worse than they are now. As one-person (or one-family) risk pools, they have no leverage, premiums are often prohibitively expensive, choice is usually limited and comparing available plans - in the event that more...
Then there's the problem of adverse selection. Under the House plan, the exchange would be the only place private insurers would be allowed to market and sell individual insurance policies. But under the plan from the one Senate committee that has released legislation, insurers could still sell insurance outside the exchanges. This is a recipe for failure, according to Karen Pollitz, a health-policy researcher at Georgetown University. "Anytime you've got competing markets, there is an opportunity for risks to get shifted," she says. (Both the House and Senate plans would allow, but not require, small businesses...
Unless you're in the market for a pair of modestly priced loafers, Marikina Shoe Expo may not sound like a promising destination. But while you can always visit for bespoke leather brogues or inexpensive PVC pumps, this U-shaped compound, nestled in Manila's sprawling Cubao district, offers more than just footwear. Built in the 1970s, at the behest of the Philippines' footwear-loving former First Lady Imelda Marcos, who wanted to promote local shoemakers, it seemed on the brink of dereliction when its original tenants began to close down due to cheap Southeast Asian competition. Rents plummeted...
...international migration specialist for the OECD, the longer wait could mean the new test actually has the opposite of its intended effect. He points to studies carried out in Europe, the U.S. and Canada that have shown that once granted citizenship, immigrants perform markedly better in the job market than they did while they were waiting to get their passports. "The less certitude there is - the longer the process takes - the less an immigrant might invest in his host country," he says...
...operations once the economy rebounds. But analysts say that may be difficult because the industry has yet to solve a basic problem: too many airlines flying too many flights in a country that, despite its economic growth, is relatively poor. India's airlines are now crowding into the budget market, just as they crowded into regular and premium air travel services a few years ago. "With everybody fighting for the same piece of business, this could once again create overcapacity and fuel fare wars," says Ankur Bhatia, executive director of Bird Group, a New Delhi company that provides technology...