Word: markets
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...retailers, behind the December holidays. According to a survey conducted by Beemer, more than half of American parents are trying to get their children to recycle the clothing they wore last year, summer growth spurts not withstanding. More parents are also controlling the purse strings and moving down-market for pants and shoes. Nearly 45% more consumers say they will shop at Wal-Mart for back-to-school items this year, according to Beemer's survey, and Sears picked up 33.3% more shoppers. "A lot of moms and dads are going to be buying back-to-school clothing in places...
...fairly safe bet that the people telling pollsters they're satisfied with their health insurance or who are warning politicians to keep their hands off the current health-care system have never had to buy a health-insurance policy on the open market. After all, the conditions for individuals who do have to fend for themselves in search of health insurance couldn't be much worse than they are now. As one-person (or one-family) risk pools, they have no leverage, premiums are often prohibitively expensive, choice is usually limited and comparing available plans - in the event that more...
Then there's the problem of adverse selection. Under the House plan, the exchange would be the only place private insurers would be allowed to market and sell individual insurance policies. But under the plan from the one Senate committee that has released legislation, insurers could still sell insurance outside the exchanges. This is a recipe for failure, according to Karen Pollitz, a health-policy researcher at Georgetown University. "Anytime you've got competing markets, there is an opportunity for risks to get shifted," she says. (Both the House and Senate plans would allow, but not require, small businesses...
Unless you're in the market for a pair of modestly priced loafers, Marikina Shoe Expo may not sound like a promising destination. But while you can always visit for bespoke leather brogues or inexpensive PVC pumps, this U-shaped compound, nestled in Manila's sprawling Cubao district, offers more than just footwear. Built in the 1970s, at the behest of the Philippines' footwear-loving former First Lady Imelda Marcos, who wanted to promote local shoemakers, it seemed on the brink of dereliction when its original tenants began to close down due to cheap Southeast Asian competition. Rents plummeted...
...international migration specialist for the OECD, the longer wait could mean the new test actually has the opposite of its intended effect. He points to studies carried out in Europe, the U.S. and Canada that have shown that once granted citizenship, immigrants perform markedly better in the job market than they did while they were waiting to get their passports. "The less certitude there is - the longer the process takes - the less an immigrant might invest in his host country," he says...