Word: marking
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...other big difference is that while most residential mortgages are chopped into securities and sold, the bulk of commercial mortgages - and virtually all land and construction loans - stay on banks' books. Banks have leeway to delay recognizing losses on these loans - that is, they don't have to "mark to market." With banks facing total commercial real estate losses of $200 billion to $300 billion or more by Parkus' estimate, regulators have so far encouraged banks to exploit that leeway. (See the financial crisis after one year...
...pats, but they still huddle in the huge shadow of Avatar. And it may take a while for a new release to dethrone Cameron's picture over an entire weekend. It slipped only 18% from last weekend's take, and tomorrow it's likely to cross the $500-million mark at the domestic box office. Next weekend it should pass The Dark Knight ($533.3 million domestic), leaving Cameron just one more barrier - his own Titanic - between Avatar and the all-time box office record. (The usual advisory: as ticket prices keep rising, inflation makes a mockery of "all-time" figures...
...both cases, ETS asks people taking the test who may be wearing a veil to remove their face covering in order to be identified and prevent any fraud. "We have not had any issues related to this policy," which has been in place for more than a decade, says Mark McNutt, an ETS spokesman. (See the underreported stories...
...Grandmaster Keun Ha Kim, who will be traveling all the way from Canada to Cambridge in order to test Harvard's black belts. The Grandmaster, who last visited three or four years ago, only makes an appearance for special occasions, said Xie. (Cool fact: taekwondo Olympic silver medalist Mark Lopez, another special guest, helped jumpstart the celebrations last semester by coming to Harvard to run a training seminar...
...Harvard swimmers finished the day with a victory in the 400-yard freestyle relay to seal the fate of the Quakers. The relay team of Tan, juniors Will Heyburn and Eric Taylor, and sophomore Nicholas DuCille recorded a 3:06.83 mark...