Word: marylands
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What's driving the denomination effect? First off, some consumers see large bills as more sacrosanct than a bunch of chump change. "People tend to overvalue bigger bills," says Joydeep Srivastava, a marketing professor at the University of Maryland's Robert H. Smith School of Business and a co-author of the study. "There's a psychological cost associated with spending a $100 bill that's not there with spending smaller bills." We tend to isolate the cash in our minds. Each $20 is a separate, less valuable entity than that single $100 bill. So it's easier to part...
...example, in one experiment, the researchers gave 89 undergraduate business-school students from the University of California, Berkeley, and the University of Maryland a dollar. They told the students they could keep the money or use it to buy candy. About half the students were given a dollar bill, while the other half were given four quarters. Only 26% of the students who got the bill spent the money, while 63% of the students given quarters bought some candy. However, once they decided to spend, the students with the paper made bigger purchases. (See Real Simple's saving and budgeting...
...ambitious goal - but Baucus is not used to giving up. At age 67, he still pushes himself to do 50-mile ultra?marathons. Running one in Maryland in 2003, Baucus fell at mile 8 but still managed to finish the remaining 42, bleeding from above his right eye. On health care too, Baucus knows that there may be a few bumps between him and the finish line...
...reckon quickly with the existence of large retention bonuses for AIG employees in the Financial Products division is perplexing. On Jan. 27, Bloomberg News reported that AIG has offered "about $450 million in retention pay" to the AIG FP staff, a program that AIG confirmed. Representative Elijah Cummings, a Maryland Democrat, knew about the bonuses two weeks earlier, on Jan. 15, when he met with Liddy, and the Congressman never kept his displeasure secret. Nor was he alone in raising alarms. In January, Richard Shelby, the ranking Republican on the Senate Banking Committee, called the bonuses a "waste of taxpayer...
...Harvard sailing team took to the water again this weekend for the second time in its spring season. While both teams were originally scheduled to compete in separate Maryland-based events this weekend, only the women’s team made the trip to the Old Line State to race in the Navy Women’s Intersectional in Annapolis.The co-ed team passed up on the St. Mary’s Team Race Intersectional in St. Mary’s City and instead stayed close to home to compete in practice team racing against some very talented alumni...