Word: marylands
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...flaws. For instance, nowhere do servicers report what, exactly, they're doing when they modify a loan. And that, as it turns out, is an incredibly important detail since other data show that in many cases what they're doing is increasing a struggling borrower's monthly payment. The Maryland Office of Financial Regulation, which collects data on some 380,000 loans from 65 servicers, found that of modifications completed last August and September, 42% kept the monthly payment the same and 18% actually raised it. An analysis of 3.5 million sub-prime and Alt-A loans by Valparaiso University...
...next day, the tax break for filmmakers had vanished, along with plans to subsidize contraception and beautify the National Mall. But even as the bill's backers were promising to whack out more fat when a House-Senate conference committee meets to resolve the two versions of the bill, Maryland Senator Barbara Mikulski was trying to add new deductions for car buyers, and Oklahoma right winger James Inhofe was teaming up with California left winger Barbara Boxer to throw more cash at highways...
...Last year, after months of public hearings, a Maryland state commission on the death penalty voted 13-9 to recommend that it should be abolished. In its final report the commission, which was headed by former U.S. Attorney General Benjamin Civiletti, cited the usual objections to capital punishment - cost, racial and jurisdictional disparities in sentencing, its ineffectiveness as a deterrent against crime and the possibility that innocent people might be put to death. One of the commission's members was Kirk Bloodsworth, who had been on death row in Maryland for two years in the mid-1980s before...
...Even so, repealing the Maryland death penalty is by no means a done deal. Bills to repeal it have been introduced repeatedly since the first of them arrived six years ago, only to die every time in the senate's judicial proceedings committee. And the makeup of that committee is no different now than it was two years ago, when the bill fell one vote short of the number needed to release it to the full senate. But supporters of the repeal think that this year, with the governor's support and the commission's verdict still fresh, the bill...
...Malley can get firsthand advice on parliamentary maneuvers from a source very close to home. In 1978, the bill that eventually created Maryland's death penalty was held up for a time by the same senate committee before eventually being forced to a vote. Its chairman back then was a future state attorney general named J. Joseph Curran, a longtime opponent of capital punishment. These days he also happens to be the governor's father...