Word: maye
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...true that credit standards for business lending haven't tightened, as illustrated by the Federal Reserve's monthly loan-officer survey. And as Fed governor Elizabeth Duke pointed out in a speech on Feb. 26, those tougher standards could be having a disproportionate effect on small businesses. "Credit conditions may be particularly tight for small businesses because their finances are, in many instances, very closely intertwined with the personal finances of their owners," she said. For example, the owner of a small business who also owns a house may see a lower home price weigh down the creditworthiness...
...other words, the real small-business credit crunch may be yet to come...
...Industry Federation, an umbrella organization of industrial companies and industry-related service providers. But he adds that instituting "rigid legal requirements, like a quota, are not a suitable method." The move is also likely to anger more than a few people at Deutsche Telekom, Wenders says. "Some male employees may worry that they'll have a difficult time now getting to the top," she explains. The quota has gone down well, however, with union members. "It's never too late," says Jan Jurczyk, a spokesman for Germany's public sector union, Verdi. "German companies still have a lot of catching...
...might this relate to humans? Actually, mild stress has been shown to improve learning in people; too much does the opposite. Smith wonders whether the discovery may help explain certain learning declines, like the drop-off in the ability to learn to speak a foreign language without an accent, which occurs sometime around puberty...
...interview, McGivern said he thought an apparent drop-off in the ability to learn new things at puberty might merely reflect the fact that teenagers are becoming more attuned to social issues than dull learning tasks: "It may be a shift in what we pay attention to and are motivated to look at that's driving this." But that would not explain Smith's mice or similar biochemical changes she has observed in tissue samples related to learning. (There's no question of motivation in a petri dish...