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...home prices, if a borrower defaults on their mortgage, market prices for the home would be less than the balance on the mortgage. However, since MBS derive their value from a pool of loans - typically thousands of individual mortgages - the default of some portion of the mortgages would not mean the security had no value, only a reduced value. Unfortunately, banks, in an effort to increase their investment returns, exacerbated the problem by using enormous leverage to purchase and securitize mortgage loans. Thus, even if MBS's value declined because of defaults, because of the use of leverage, the security...
...install new technology; a large one could require hundreds of millions. And more than 30% of hospitals had doubts about ever getting a return on that investment. The government's bailout money helps, but $19 billion divided among just the 3,000 hospitals that answered the survey would mean a little more than $6 million apiece - plenty for some, not nearly enough for others. (See the most common hospital mishaps...
...need to have a course in school that teaches about ecology and gastronomy. I could imagine that all children could eat at school for free and that the cafeteria would become part of the school's curriculum. I mean, 20% of the [nation's] population is in school! The way I could [see] this happening is the way JFK talked about physical education. He spoke to everyone in this country, saying that we were not fit for the new frontier and that we had to take a course in P.E. We needed to get graded on it and it needed...
...This was right near Christmas, and there was tissue everywhere from the gun blast. Unfortunately, we had to throw away the tree. Well, one of the things we did, we brought them over a new Christmas tree, and the look on their face after that happened - I mean, obviously, a Christmas tree isn't going to do anything to erase what happened, but just that gesture, to know there was some good in the world out there, even after something like that - it really meant a lot to them...
...ended commitment of increasing numbers of troops for a variety of reasons," he said, "including the size of our footprint in Afghanistan and my worry that the Afghans come to see us as not their partners and allies but as part of their problem." (See pictures of Afghanistan's mean streets...