Word: medians
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Sudholz describes today's Square shoppers--students included--as "a very international crowd, very affluent, very well-traveled, fairly well-educated, and the median income is a little higher than the national...
...corporation evaluates the numbers in the context of the inflation rate and the median family income...
...prices in some regions are escalating far faster than personal income, shoving more home buyers into jumboland without a paycheck to match. In Louisville, Dallas and Phoenix, prices are going up 7% to 10% a year. In Charleston, S.C., home prices rose 16% last year. In San Francisco the median home price rose 12%, to a pocket-draining $321,700. Let's put that number in perspective: to buy an average house with the standard 20% down, you would have to borrow $257,360--jum-booo...
...Marinello, a mortgage broker for Bay Counties Financial, says 80% of the mortgages he originates are jumbos--and no, it's not his specialty. The San Francisco area is unusually pricey. But jumbo creep is a broad issue. The breakpoint adjusts annually to match the rise in the national median home price, 5% last year. Still, in places where home prices are escalating faster than that, more buyers will be pushed into jumbos...
...price. Smaller towns within the ring are submerged by crowding they might otherwise zone out. And within the dwindling buildable space of the ring, average lot size has shrunk almost in half over the past 20 years, from 13,000 sq. ft. to 6,700. Yet the median price of a single-family home has more than doubled in just 10 years, from $64,000 to $159,900. Once ranked by the National Association of Home Builders as among the most affordable U.S. cities for housing, Portland is now the third most expensive, just a bit cheaper than San Francisco...