Word: merchant
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...them manage their money better. "It doesn't allow them to overspend," says Richard Crone, a Dove vice president. And while writing checks serves the same purpose, it's a much bigger hassle for you--and it's much less profitable for the banks. They make 60[cents] in merchant fees, on average, every time you sign for a debit-card purchase. And they don't face the risk of nonpayment posed by credit-card transactions. That's why they're giving debit the hard sell...
...lose the float. Use a credit card, and you will generally have 20 to 30 days to pay the bill. During that time, the earning power of your money is yours, not the merchant's or the bank's. That cushion also gives you time to return defective merchandise or dispute a transaction before you have to pay for it. Not so with debit cards, though issuers are so eager for consumers to embrace them that they routinely "give the customer the benefit of the doubt on a bad transaction," says George Albright of Speer & Associates, an Atlanta-based consultancy...
...Same time, same winner,” junior Brady Merchant said of the matchup between the two senior captains...
...Merchant scored nine points in a span of 3:38 to ignite a 19-3 second-half run as Harvard staved off Dartmouth 70-53 at Lavietes Pavilion. The Crimson spurt negated a 17-1 rally by the Big Green, who never led but closed within 38-36 earlier in the half before Merchant took over...
...after Winter hit a short-range jumper to open the second half, Dartmouth reeled off 13 unanswered points. Jumpers by McLaren and Steve Callahan then moved the Big Green within two with 12:21 to play. But Merchant made four of the game’s next five baskets. The last of those—a lay-up off a steal in the Dartmouth backcourt—pushed Harvard’s lead back up to double digits...