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...Trying to boost returns by adding stocks can make matters worse. Even if you withdraw a mere 4% a year from your 401(k) and have an ultraconservative portfolio of 80% bonds and 20% stocks, you still have a chance of outliving your retirement account. Swap the bonds for stocks, and the chance of outliving your money actually rises. In reality, most of us don't have nearly enough in our 401(k) to live off just 4%. At a 6% withdrawal rate, hypothetical retirees in more than a third of the Monte Carlo simulations crapped...
...Never seen Twitter so united in sarcasm as over the Nobel announcement." With that tweet - which at a mere 59 characters is terse even by Twitter's Procrustean standards - Alex Evans, a.k.a. @alexevansuk, a nonresident fellow at the Center on International Cooperation (CIC) at New York University, sums up the prevailing sentiment on the microblogging website...
...some form or another, the famous “Stars and Stripes Forever” march by John Philip Sousa, with its crisp trumpet lines, sonorous bass undertones, and delicate flute ornamentation. The piece is rightly a classic of 20th-century wind band literature. Yet despite its popularity, mere mention of the word “wind ensemble” often elicits either blank indifference or vague recollection of a long-dropped middle- school activity. This is unfortunate—for though it tends to be overlooked, the wind ensemble offers an artistic experience as beautiful as anything performed...
...Birkenfeld a cooperating witness agreement - at which point some lawyers would have advised their client to cease cooperation - and instead offered a temporary, so-called queen for a day agreement, giving him much less protection for what he voluntarily disclosed. At one point they even dismissed Birkenfeld as a mere tipster, not a whistle-blower. "Those who seek to be treated as true whistle-blowers need to know they must come in early and give complete and truthful disclosures, with no dissembling or holding back or spinning," said John A. DiCicco, Justice's top tax lawyer, in an e-mail...
...morals. Although the FRC may not represent the set of traditional values the majority of Americans wish the government to promote, it does not bode well for Democrats to dismiss their points of view as extremist. This only serves to promote the image of the party platform as a mere checklist of economic reforms—an image that has lost us more than one election in the past...