Word: mexicans
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Though most buyers of cross-border insurance policies are Latino, the price and quality of Mexican health care attract non-Latinos as well. Marvin Morton, 40, a sheriff's deputy inSan Bernardino, Calif., wanted to get laser surgery to correct his deteriorating eyesight but was unable to have the procedure he wanted covered through his U.S. insurer, Kaiser Permanente. The cost out of pocket, he said, was "outrageous" at $3,000 to $5,000. So Morton and his fellow deputies lobbied their union, which came up with an alternative. The union contracted with two doctors, one in Irvine, Calif...
...employers and consumers is the health plans' relatively low price. For example, a standard Health Net HMO plan for a family of four costs about $500 a month, while Salud con Health Net's low-cost HMO option costs about $300. Even if that particular family is not using Mexican providers, the fact that other plan members are doing so helps reduce plan costs all around. While an overnight stay in a California hospital can cost from $1,500 to $3,000, a bed in a high-quality, licensed hospital in Baja California costs only from...
Lowering out-of-pocket costs is a big draw for cross-border patients who can see doctors in Mexico. A typical Health Net co-payment that costs $15 in the U.S. will cost $5 with a Mexican provider, says Ana Andrade, an associate vice president for Health Net of California. But it's not all about economics. The plans' mostly Latino members are also attracted by doctors who speak Spanish and who generally spend more time consulting with patients than do their U.S. counterparts. "The service is warm and empathetic," says Eduardo Pesqueira, a director of economic development for Mexico...
...says she paid with Blue Cross), it's also friendlier. In the U.S., "they leave you waiting in the examining room a long time," Click said one recent afternoon in her doctor's consulting room, an office with comfy chairs and a massive desk--the standard setup for Mexican clinics. "Here they pay more attention to you. They listen...
...California-based health plans say they carefully screen the doctors their patients can use in Mexico, and Pesqueira at the Ministry of Health says there has been a concerted effort by the Mexican government to enforce quality control in recent years. "There are a few providers that are absolutely up to U.S. standards in everything they do," says San Diego neurologist James Grisolia. "Then there are other people who vary in quality. The regulations are not as strict...