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...might take even longer for true strength to be evident in the housing market. "Recent estimates suggest that it would take about 33 months to clear all troubled mortgages at the current pace of liquidations," wrote Merrill Lynch analyst Michael Hanson in a recent note. Alex Barron, founder and senior research analyst at Housing Research Center LLC, has similar worries: "We need to be concerned about the homes that are significantly underwater but haven't yet defaulted," he says. "It may take another two, three or four years before we're well on our way towards a real recovery...
Treasury Assistant Secretary Michael Barr says the principal-reduction program is voluntary, not mandatory, and that there's no guarantee homeowners will not default on the new refinanced loans. "We don't want to be overly optimistic about that," said Barr during a briefing on Friday. "Modifications are hard - they're done for people who are struggling with their mortgage, and so you expect a lot of people not to make it - and a lot of people won't make it." However, he says two-thirds of the people in the government's present loan-modification program are current...
...Director Stephanie Khurana will take the helm at Cabot House. Harvard Stem Cell Institute Co-director and Natural Sciences Professor Douglas A. Melton and educational consultant Gail O’Keefe will lead Eliot House. French and Comparative Literature Professor Christie McDonald and McGill University Associate Professor of Medicine Michael D. Rosengarten will be put in charge of Mather House...
...been discussed for several years before the University began working to make it a reality about two months ago, allows Harvard to post free podcasts and videos for download on iTunes. Harvard’s first set of content ranges from a series of lecture videos from government professor Michael J. Sandel’s popular course “Justice” to tracks performed by the Harvard Kuumba Singers...
...There was a lot of concurrency built in," Air Force Secretary Michael Donley recently acknowledged, using the military's buzzword for the way the Pentagon builds weapons at the same time it drafts blueprints for them (just like the way you order work on your kitchen addition to begin when the architect is only halfway through her drawings). Carter has conceded that the overlap of design and manufacture on the F-35 is "unprecedented" and - even after Gates' latest changes - "worrying...