Word: mierzwinski
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...graduate with an average of some $9,000 in credit card debt, which will cost young wage earners more the longer it takes to pay back. Aggressive on-campus marketing by credit card companies "equates signing up for a new card to impulse shopping," says PIRG spokesman Ed Mierzwinski. "No one tells students that if they don't buy off the balance each month, the price of that pizza they just charged is going to compound steadily." And if the price of a pizza can really add up over time, just think about four years of tuition...
...dependent on the good faith of profit-minded toy companies to remove hazardous products. By law, they must report safety concerns within 24 hours of their discovery, a process that usually results in a voluntary recall, like the large number of Chinese-made toys pulled in recent months. Ed Mierzwinski of U.S. Public Interest Research Group (PIRG), calls this self-regulation. "It presumes that the laws are being complied with unless the CPSC is notified that they are not," he said...
...balances to prevent unsafe products from being sold." But even she has recommended reforms to Congress, including a new civil penalty cap of $10 million. Her proposals are among the many to strengthen the CPSC as the challenge presented by Chinese-made toys has underlined its weaknesses. PIRG's Mierzwinski recommends a simple first step: "Why doesn't the President nominate a safety advocate...
...companies would continue to treat their customers' financial information as if it were corporate property. And as the notices--a billion of them--reached mailboxes this year, the groups turned their ire to companies' skill at obfuscating the matter. "The notices are deceptive, I think intentionally so," says Ed Mierzwinski of the U.S. Public Interest Research Group. "The consumer's right is buried after pages of gibberish...
...scale, which costs consumers more." In other words, it costs to save. That's one reason why many consumers now "bank" at the growing number of check-cashing services, where they can pay bills, and at pawnshops. "Over 12 million families already can't afford to bank," says Mierzwinski. "Mergers just exacerbate that problem...