Word: mightfully
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...borrowers who become seriously delinquent on their payments later catch up. A big deal has been made of the redefault rate - the high number of borrowers who wind up missing even modified payments - but the new finding about the large percentage of loans that "self-cure" indicates that servicers might actually be smart to delay rewriting many loans, since chances are they won't ultimately lead to foreclosure anyway. On top of that, servicers charge substantial penalty fees when loans are in delinquency or default - a source of revenue that goes away if a homeowner gets back on track...
Maybe. One method might be to write diagnostic criteria for depression that are sharper than the loose catalog of symptoms used today. The current Diagnostic and Statistical Manual of Mental Disorders, published by the American Psychiatric Association (APA), lists such vague symptoms as "fatigue" and "indecisiveness" as possible markers of depression. And while the definition must be broad enough to encompass a disease that manifests in many different ways in many different patients, even mental-health specialists hotly debate what constitutes true depression. A commentary in the Lancet accompanying the new paper asks, "If the diagnosis of depression cannot...
...high-risk group when it comes to seasonal influenza. Based on the populations who were hardest hit by H1N1/09 last spring, first in Mexico and then across other continents, CDC experts believe that the elderly will not be as vulnerable to H1N1/09 in the fall as younger adults might be. In fact, health officials have relegated the elderly to the back of the line for H1N1/09 vaccinations - after the five target groups have received their shots, the next eligible group would be younger, healthy adults who have no underlying medical conditions that would complicate the flu. Only after those populations...
...with maps - are intact. But even the best works are fragile, the pages brittle, the covers damaged. "There are a lot of problems with the manuscripts," says Timbuktu's imam Ali Imam Ben Essayouti, 62, who has bought several manuscripts from locals who need the cash and sense they might otherwise lose them altogether. "Houses collapse in the rain. The termites eat them. People borrow them and never bring them back...
...Timbuktu's manuscripts might just change that. The books date from between the 14th and 16th centuries, a time when the town was a thriving trading hub and intellectual center for West Africa. Now, scared that Timbuktu's 50,000 or so surviving books might disintegrate or be sold off to foreign collectors, African and Western organizations are racing to salvage the treasures, preserving them from the ravages of climate, dust and the passage of hundreds of years. Millions of dollars have been spent in laborious conservation and cataloguing of the works. A sleek new museum, completed last April...