Word: mirrors
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...just minutes before, and our car jumped. We sped closer to the rear checkpoint of the Hamra compound, where the security guards were already out in full force and on edge. "This is Iraq," said one guard to me, shrugging with a smile, as his colleague swept a mirror beneath the car to check for bombs. In 2005, twin car bombs rammed through this same checkpoint, taking out one of the hotel's two towers. (See pictures of the October 2009 suicide attacks in Baghdad...
Basically, ETFs are baskets of securities that passively track stock-market indexes or financial indexes. Since ETFs mirror indexes, they don't have big management fees, nor do they generate as much trading volume (and commission costs) as actively managed mutual funds; when they do have portfolio turnover, it is often by swapping stocks instead of buying and selling them, which means they don't run up capital-gains taxes the way mutual funds often can. The result: lower overall costs for investors. The average annual fee for an ETF is 55 basis points (i.e., 0.55% of assets), significantly below...
Since most ETFs only mirror a market index, such as the S&P 500, they won't outperform the index. But increasingly, investors see that outperformance quest as more of a pipe dream. "Only 20% of [mutual-fund] portfolio managers actually beat the index that they're tracking," says John Spallanzani, director of ETF sales and strategy at GFI Group. "So if you put your money in an ETF, you're basically beating 80% of the mutual-fund managers out there." ETFs are also more liquid than mutual funds, because they can be bought, sold or shorted throughout the trading...
...newest addition to Sterritt’s resume—the College deanship for administration—was originally created for Herschbach in the summer of 2008 as administrative support for then-incoming Dean of the College Evelynn M. Hammonds. At the time, Hammonds sought to mirror the administrative framework of the Faculty of Arts and Sciences, which includes an analogous position currently held by FAS Dean for Administration and Finance Leslie A. Kirwan...
Kyle Story was pressing through the sandy soil of an orange grove on the evening of Jan. 10, one of the coldest nights in Florida in years, and inside the cab of his four-wheel-drive Chevy pickup truck it was toasty. But the gauge on the rearview mirror warned Story that the outside temperature had dropped to 33°F (0.5°C), just one degree above freezing - and it was only 8:30 p.m. That meant he was in a race to start dozens of irrigation pumps, whose warm water would protect his crop both by insulating...