Word: model
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Dates: during 2000-2009
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...program, homeowners with mortgages held by Fannie and Freddie who are at least 90 days delinquent will be eligible to have their monthly payment reduced to 38% of gross income, as long as they're not in bankruptcy and can illustrate a hardship or change in financial circumstances. This model, based heavily on a streamlined loan modification program the FDIC is implementing at the failed lender IndyMac, is a strong endorsement of the idea that doing a lengthy analysis of homeowners' finances is taking too long to make a dent in the nation's housing woes...
...vegetable or vegetarian entrée is startling. Rather than rely on solely squash as the veggie of choice, Harvard should continue to pursue alternative—yet still sustainable—vegetables. Harvard’s partnership with Ward’s Berry Farm should serve as a model for production of other sustainable foods. Besides squash, other vegetables such as cauliflower come in winter varieties that can weather a late harvest. As celebrated recently on the kiosks in the dining halls, locally grown tomatoes are a salient example of variety intersecting environmental conscientiousness, and such efforts should persist...
...when Crist convenes the Republican Governors Association conference on Wednesday, which is being held in Miami this year, he won't be quite the damaged political goods that many McCain supporters are trying to paint him as. In fact, Crist and other bipartisan Republican governors may well be the model for how the GOP should rebuild itself after the crippling losses of both 2006 and 2008. (See pictures of John McCain's campaign farewell...
...that indicate an increase in inflation, for example, may shock an entire industry, but if that industry is food, stocks go down, and if it's energy, they go up. Merrill Lynch's quantitative strategy group runs paper portfolios based on different stock-picking methodologies, and the industry-selection model has trounced all the others over the past ten months. ("Trounced" meaning lost a lot less.) While the industry-rotation portfolio is down 22%, those strategies that tease out particular growth or value stocks to buy have suffered 38% and 42%, respectively. That's a big switch: industry rotation...
...minded and lack a vision for the future,” Abimola said. “We’re at a disadvantage because people are always checking up on us,” Due to the lack of existing infrastructure in Africa, Abimola has cultivated an alternative business model. Rather than building new companies, Shoreline Energy International acquires existing firms at all stages of energy production. “Vertical integration is old hat in Europe,” Abimbola said. “But in Africa, you need to control the beginning and end of production, since suppliers...