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Grameen's approach is different, since unlike most U.S. microfinanciers, it uses the group-lending model. Costs are kept down by having borrowers vet one another, tying together their financial fates and eliminating expensive loan officers entirely. Whether that setup will eventually allow Grameen to stand on its own two legs is a huge question mark...

Author: /time Magazine | Title: Can Microfinance Make It in America? | 1/11/2009 | See Source »

...your country, there’s nothing to be ashamed of.”“I don’t want to go back to France because I want my mother to be proud of me and my brothers to look up to me as a model,” Yelbi explains. “So what [would it] be if I go back with nothing? My brothers wouldn’t respect me anymore.”Yelbi has managed to juggle his enrollment at Bunker Hill Community College, taking classes in Biology, while working at least...

Author: By Edward-michael Dussom and Gordon Y. Liao, CRIMSON STAFF WRITERSS | Title: Student Finds Home At Harvard Shelter | 1/11/2009 | See Source »

...running recording workshops, and met with Spaniola over the summer to discuss Veritas’ direction.“We all wanted to turn this into a legitimate label where we signed artists,” Powers said. “Once we’d set down that model for the label, we asked ‘How are we going to go about finding the best talent at Harvard?’ We decided a Battle of the Bands would be best.”Veritas quickly publicized the Battle, and approximately 50 demos were submitted...

Author: By Evan T. R. Rosenman, CRIMSON STAFF WRITER | Title: Veritas Aims for the Stars | 1/11/2009 | See Source »

CHARLES BARKLEY + Urkel + wine coolers + bear claws = DUI arrest. Still not a role model...

Author: /time Magazine | Title: Pop Chart | 1/8/2009 | See Source »

...were once structured in a way that made employees think long and hard about risk. They were partnerships, and partners couldn't cash in until they'd been on the job for decades. This amounted to an implicit clawback system, with the other partners doing the clawing. The partnership model began to break down in 1970, when upstart Donaldson, Lufkin & Jenrette sold shares to the public. Merrill Lynch followed a year later, and in 1999 Goldman Sachs was the last big firm to go public. Perhaps that was all a mistake. "It's a radically regressive idea, but I honestly...

Author: /time Magazine | Title: Economy Cleanup: Clawback to the Future | 1/8/2009 | See Source »

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