Word: modell
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...program, homeowners with mortgages held by Fannie and Freddie who are at least 90 days delinquent will be eligible to have their monthly payment reduced to 38% of gross income, as long as they're not in bankruptcy and can illustrate a hardship or change in financial circumstances. This model, based heavily on a streamlined loan modification program the FDIC is implementing at the failed lender IndyMac, is a strong endorsement of the idea that doing a lengthy analysis of homeowners' finances is taking too long to make a dent in the nation's housing woes...
...that indicate an increase in inflation, for example, may shock an entire industry, but if that industry is food, stocks go down, and if it's energy, they go up. Merrill Lynch's quantitative strategy group runs paper portfolios based on different stock-picking methodologies, and the industry-selection model has trounced all the others over the past ten months. ("Trounced" meaning lost a lot less.) While the industry-rotation portfolio is down 22%, those strategies that tease out particular growth or value stocks to buy have suffered 38% and 42%, respectively. That's a big switch: industry rotation...
...minded and lack a vision for the future,” Abimola said. “We’re at a disadvantage because people are always checking up on us,” Due to the lack of existing infrastructure in Africa, Abimola has cultivated an alternative business model. Rather than building new companies, Shoreline Energy International acquires existing firms at all stages of energy production. “Vertical integration is old hat in Europe,” Abimbola said. “But in Africa, you need to control the beginning and end of production, since suppliers...
DeDominicis notes that there are contracting mechanisms that allow medical institutions to set up renewable energy projects on-site, without capital investment. There are also energy-purchasing programs like Practice Green Health's "virtual marketplace" model, which involves real-time reverse energy auctions on the Web: instead of buyers competing to purchase energy, sellers auction packages that include renewables. That drives down the price and narrows cost margins, and the savings allow for a higher percentage of alternative fuels in the package. For example, Ingalls Health System, a 563-bed hospital with satellite facilities in south suburban Chicago, bought...
...streak of bad luck. Like many Russian oligarchs, he was hit hard by the global economic crisis. His fortune shrank, forcing him to sell off a major Israeli company at a $100 million loss and to fire nearly all of his radio-station staff. Worse still, Gaydamak, supposedly the model for the title role in the movie The Lord of War (starring Nicolas Cage as an arms dealer in Africa), is one of 42 high-profile defendants on trial in France for illegally shipping weapons to Angola in the 1990s. Gaydamak chose not to attend those proceedings. (See pictures...